Why We Used
Temporary Insurance For Our Company
Our Company operates in a small town
about 200 miles away from any large city. Our boss needed to hire a
contractor and offered a variety of incentives, one of which
included a car for the commute to and from the city because the
contractor did not wish to live in a temporary apartment. Because
the contractor would be driving in unfamiliar territory, our boss
was concerned about the possibility of car accidents and as his
executive assistant my job was to find insurance cover for the
company car that we were leasing.
Reasonably priced car insurance is available
but if you're looking for really cheap
verycheapestcarinsurance.org.uk who sell really cheap insurance
I first looked on
carinsurancefor1day.co.uk then talked to my own car insurance company
to see what kind of options I had for the company’s situation. While
my insurance company did deal in commercial business, it was more
suited for long term policies. My agent told me that there were
companies that focused primarily on temporary policies who could
probably provide more competitive rates based on my insurance
I contacted several of the specialized temporary insurance companies
that my agent referred me to and gathered all the information
necessary for my boss to make the executive decision on. I had a
meeting with him and went over each policy pros and cons like the
agent had explained to me and then compared the rates available. My
boss made his decision and I purchased a policy for 28 days.
About a week after the contractor joined our team, he left to take
lunch at a restaurant a couple of miles down the road from our
workplace. He was driving to the restaurant when a bicyclist did not
heed a stop sign and as our contractor was slowly proceeding through
the intersection the bicyclist collided with the car. The side panel
was dented and scratched. The bicyclist was sent to the hospital
with a few broken bones.
We contacted the insurance company that held our temporary policy
and they handled the accident efficiently. Our contractor was given
a rental car while the repairs were being made on the company car.
The repairs on the company car were made within a week’s time and
then it was as if nothing had ever happened. Thanks to temporary
insurance, we saved a ton on expenses from an accident that wasn’t
even our contractor’s fault.
Our contractor finished up his job without any further incidents
with the company car. Since that year we have hired several other
contractors for various duties and still lease a company car as a
perk for commuters and people who have relocated temporarily. Every
once in a while I will still research companies to ensure the best
rate and policy cover for my boss, but he tends to go with the
original company that issued our policy.